Friday, March 16, 2018

Opening A Company Current Account For Your Business (for Malaysian Mompreneurs/WAHMs)


I decided to start an estore last month. A typical sanguine approach to the whole setup; I jumped right into it and hope I would be able to swim without sinking to the bottom. I’ve been crafting since a few years after I got my son (2008). I’ve started online business through this blog, facebook, instagram and whatsapp since 2010. Business seems like a big word. Well, it kept me busy through the years, I even had some down time post bazaar year (2012) and hardly take any orders at that point. I made a come back in 2014, doing more workshops and craft classes around Klang Valley and by the twist of fate, I embark on my Silhouette Sales and Training journey last year which got me into the creation of the Estore. I just wanted to streamline the process of channeling orders so I can track them better. I still get orders via other social media platform which I still entertain but gradually, I hope I can get my customers to go to the Estore and perform their transactions there.

Anyway, back to the story. Once the Estore is up, I realised that I wanted a more convenient way to expedite payment. The current method I’ve been using is the direct transfer method. I’d send my customers my bank accounts and the amount due and they do the transfer. It is all done MANUALLY! I wanted a more hassle free way. When I signed up with EasyStore, they offered a free registration with the payment gateway ie. IPay88 and eGHL. Once I got the email with the documentation to be completed, one of the requirements is to provide 3 months COMPANY CURRENT ACCOUNT statements. I don’t have that. So I need to open one or I can’t apply for the payment gateway for my Estore and I’m back to the dark ages of doing things the hard way.

Why do you need to have a company current account?

If you’ve taken time to read my prelude, you know that I need one to apply for a payment gateway system. Other than that;
  • To standardize your business transactions. Never mix business with pleasure. Your business transactions should go into your business account; not your personal account. 
  • Proper Book-keeping system. When your business grows bigger eventually, you need to have this in place. I wasn’t ambitious. I thought it was a hobby and it’s a bonus to actually earn from your hobby. It took me 8 years to realise that this can be a serious thing. This can generate income substantial enough for my household. So, even if you don’t see the income coming in now, just go ahead and open a company account anyway. Be prepared for success.

What do  you need to do to open one?

  1. The pre-requisite: You need to register your business with SSM (Suruhanjaya Syarikat Malaysia or Companies Commission of Malaysia) 
  2. Go to the nearest bank branch and obtain a form to open a company current account. It is a multiple pages form and take time to run through it with the bank officer to make sure you don’t miss out any details to fill in. I tell you, the mere look at the form alone makes me want to stab a knife to my heart. The paperwork is killing me! 
  3. If you’re the patient one and want to safe a trip, then by all means, you can fill up the form at the bank and submit it on the spot provided you’ve all the supporting documents that they requested. I have a friend who did exactly that. I wasn’t patient enough to do that and prefer to torture myself slowly in the comfort of my home. 
  4. The supporting documents for the application.
    • IC copy
    • SSM documents
    • Company stamp
    • Introducer-you can be your own introducer if you have a current account with Maybank.
      I made my own company stamp with Silhouette MINT
  5. Once you’ve compiled the documentation, make your way to the bank for submission. According to the bank officer, it takes them 2-3 days to process the application. I didn’t have my hopes high because during my consultation with a friend who had gone through the process, she says it can be anywhere from 2 days to a month. So when I didn’t hear from the after 2 days, I kept my cool and gave them more time to process the application. My reminder went off last Wednesday where it’s exactly 2 weeks after my submission. I went on my stalker mode and start calling and following up on my application. Called the bank in the morning, the officer in charge said he’d call me back later. When I didn’t hear from him after an hour, I called back after lunch at 2 and the officer in charge is out for lunch. Finally at 5, the person in charge called back and said my application is approved and I can come to the branch to conclude my application.
  6. Bring your IC and Company Stamp to the bank. You need to sign a few papers, have your thumb scanned, yada yada yada and they will eventually give you a letter with your bank account number. The bank officer will also help you register your Maybank2u account as in my case I opted not to get a chequebook. Everything is online anyway. To activate your account, you need to deposit or transfer RM1000 to your brand new company current account. I guess the officer sees that I’m savvy enough to handle the online transaction that he let me do it at home. There is a 24 hours cooling off period for you to transfer the amount into the bank account or it would be terminated. I’ve waited 2 weeks to open the account; God helps me if I’m foolish enough not to do the transfer ASAP.
So there you have it. I survived through that ordeal. I want to prepare you to what lies ahead when you embark on this journey so you’ll be better prepared than I was. I stumbled on this post to get a general idea of the process involved: 

If there’s interest, I’d do a series of posts covering the whole setting up an estore process to securing the payment gateway system. Leave a comment if you want to read about this.

Till then, keep calm and thank goodness it’s Friday :)

Wednesday, March 14, 2018

Photography for Crafters; Portable Lightbox Review

I ordered this contraption ie. Portable Lightbox a couple of days ago and it came through the mail yesterday. I quickly put it to the test and thought I'd do a quick review on the product.

I ordered the 40cm x 40cm x 40cm size.

Plus points:
  • It comes with a bag.
  • It has led lights
  • 2 backdrops in black and white
  • Fully collapsible so it's space saving

Minus points:

  • not so sturdy but it gets the job done. It's held together with magnets and they're not so strong.  You have to bend the flaps out so that it sits up better.

Below is my first shot with an iPhone6. No touch up. The lights gives a blue hue to the white background. That's OK. Good thing for me, I'm a sucker for photo-editing. It's made even easier though a mobile phone apps.

I use Snapseed to correct the white balance, adjust the lighting, ambience and add some saturation to the picture.

Next I opened it in PicLab to add the text and it's done!

Since we're already on the topic, I would also use Canva to edit my photos for my estore.

So the verdict; I'd give it a 3 out of 5. It is suitable for small items like a small purse, a wristlet, keychain and the likes. If your products are bigger, it is better to set up a small place for photoshoot or take your merchandise outside for an outdoor photoshoot.

I like it because it soften the dark shadows so I don't have to think about bouncing light with a reflector to reduce the dark sides. I used to be so obsessed in not having shadows on my product pictures but then I realised that it actually adds dimension to the photo. So, shadows are OK. just not too dark.

I think I need to add a disclaimer here. All opinions are my own. I am not an expert in the field of photography but I do have keen interest in them. I started my photography journey because I admire the photos in other craft blogs. They look so fresh, crisp, bright. I started with grainy photos from my mobile phone, to a cheap compact, then to a micro four thirds camera and now mostly with iPhone. I find that mobile phones nowadays produce exceptionally good photos; well good enough for social media posts and it's convenient to edit the photos with photo editing apps compared to photoshop.

So, there you have it; my take on the portable lightbox. Maybe in not so distant future, I'd cover a bit more on photography for crafters, say outdoor photography? yay or nay? Let me know, OK.

Monday, March 12, 2018

Intensive Silhouette Training

I had another Intensive Silhouette Training session today (Sunday, 11 March 2018). From the pictures, the usual enquiries that I get is “Do you only teach how to make custom t’shirt and sticker vinyl?” Isn’t much of “INTENSIVE” there is it? I’ve been conducting the training for over a year now and it does get a bit tiring when you get the same question. Perhaps it’s high time for me to go into greater length in explaining what the course entails.

Training session on 11 February 2018 at The Craftsical

When I put together the training material, I had the basics in mind. For a newbie with zero experience with any of the Silhouette machine be it a Cameo or a Portrait; it will put you on a fast track to mastering your machine without the hesitation and waste of trial and error. I’ve gone through watching tutorials and reading SilhouetteSchool blogs and trying to find local materials to diy stuff. I’ve done my trial and errors in my first year of owning a Portrait which is back in 2015. I have been hands on with both Portrait and Cameo to know what they can do and I’ve tried some hacks to try and save corners here and there. In short, you can take  your time and go through the process like I do or you can sign up for my class and skip all the mistakes that I’ve made and be on your way to have a beautiful relationship with your machine. Either way, the choice is yours.

I didn’t get a Portrait or a Cameo for the reason to become an instructor to begin with. I’m a crafter at heart and I’m a gadget freak. I love my Portrait the minute I had my hands on it. I learned what I can and took my time on the learning curve. Over the years, I’ve shared my crafts made with my Portrait and some of my friends and IG followers knew I own a Silhouette machine. I made more friends when they DM me asking for helps in trouble shooting their machines, or finding the right settings to cut some materials. I’m always happy to help a fellow crafter. Last year, Zila Kasim, a friend bought her Cameo and asked me to teach her. I was happy to show what Cameo can do. After the session, Zila suggested that I go into Cameo sales and training and she gave me some tips on how to get it started. Long story short, she became my mentor and I started my Cameo business and training. It’s been over a year that I’ve run training sessions on a monthly basis and do private training on site when my customers couldn’t come for group class. 

Anyway, what do I teach in my class? Well, I cover:
  • Registration with Silhouette America and claim USD25 complimentary 1 month subscription. 
  • Setting cloud account for Silhouette Studio.
  • Introduction on the Silhouette Studio software
  • Get free designs from Silhouette Design Store and saving it into cloud account
  • Basic cut on cardstock
  • sketch and cut function, using the dual carriage on Cameo3 and pen holder (additional accessory)
  • cutting sticker vinyl to personalise the cameo/portrait-how to transfer the design with transfer tape
  • Trace function; tracing design from other sources and converting it into a design for Cameo/Portrait to cut.
  • Cutting HTV for a custom t’shirt
  • Print and cut; understanding the importance of registration marks
  • Cutting custom sticker
With that, I include:
  • A t’shirt
  • A 12”x 20” PU HTV 
  • A cardstock
  • 12”x12” sticker vinyl in assorted colours
  • Printable heat transfer paper for light material (A4)
  • Printable heat transfer paper for dark material (A4)
  • Glossy sticker paper (A4)
  • Matte sticker paper (A4)
  • A list of local suppliers 

The next question I assume is how much does all these cost? 

I think it should be in the region of RM500 to RM600 but my fees are only RM300 and a further rebate of RM100 if you purchase your Silhouette Machine from me and I throw in a set of toolkit which is valued at RM84! If that is not a good deal than I don’t know what is! For one thing, the USD25 is most of the time goes unclaimed and for my participants, I’m actually giving free money worth RM100 for you to buy designs on the Design Store. I even include lunch during training. 

So, if you already own a Cameo and still finding your way with using it; or you’re thinking of getting one but hesitate if you can’t manage it, drop me a line or sign up for my training session. I posts my class schedule on my instagram and in my estore. I’ve seen how my participants have turn their machines into money making machines in no time. I’ve had feedbacks that some of them have covered their investment in the Cameo within one and a half months! But if that’s not your concern, that’s OK, you can just be like me and enjoy making stuff with your Cameo/Portrait. When you know how to use your machine, you are only limited by your creativity.

Sunday, March 11, 2018

New Packaging and Promotion for Detox Deodorant

I started with 15g detox deodorant sometime early this year and Alhamdulillah, it is well received. A bit about my detox deodorant; I took the recipe from pinterest and modified it to call it my own. Due to our tropical weather, the original recipe makes the deodorant soft in room temperature. I tweaked the recipe a few times to get it to be more solid. 

The main ingredients are coconut oil, beeswax, bentonite clay, baking soda, corn starch, vitamin E, grapefruit and peppermint essential oils.

Bentonite Clay has many benefits:

  1. It absorbs odors
  1. It absorbs toxins from the skin by creating a leaching effect around the under arm lymph nodes (where a lot of toxins are stored).
  1. It extracts heavy metals from the skin.
  1. It is calming and soothing to the skin (so no more under arm chaffing).

Bentonite Clay is a sedimentary volcanic ash that swells when it comes in contact with water.  “Once it becomes hydrated, the electrical and molecular components of the clay rapidly change and produce an ‘electrical charge’.”1 It is this negative electrical charge that will bond to the positive charge of toxins, absorbing them into the clay as it releases its nutrients.
Extracted from

Baking soda neutralizes and absorbs bad odour and corn starch absorbs moisture.

When I first made the deodorant, I had my son in mind. He loves peppermint so I incorporated peppermint and grapefruit essential oils in the deodorant to get that fresh scent. I use Young Living Essential Oils. 

They are available in my estore. To kick off the new packaging, I’m running a promotion where for every 2 x 50g detox deodorant purchased, you get a FREE 15g detox deodorant. This promotion is limited to the first 10 customers only so hurry and get yours today!

Saturday, March 10, 2018

PM LIVE, Astro Ria TV appearance on 23 February 2018

 I received a call from Wani, assistant producer for PM Live, Astro Ria on Thursday, 22 February 2018 inviting me to be one of the panel to discuss about Traditional Costume Jewellery. Apparently, she got my contact details from my wirecraft sifu, Mastura Mustafa. I didn’t give an immediate answer as I told her I’d like to bounce off some issues with my sifu. Had a quick chat with Mas on how I can contribute to the topic they want to discuss on the programme. I started wirecraft back in 2014 and have been doing it eversince and started to conduct basic wirecraft classes recently but I don’t think I’m anywhere near being the expert in the field. Mas reassured me that I can just give my input as a crafter and with her full consent and confidence, I accepted the invitation to come to the show.

It was aired on Friday, 23 February 2018. My kids were on a special day off after their school’s sports day the day before. I have to be at Astro by 11am. Got my husband to drive me there. Wani greeted me at the reception area. By now, I’m quite familiar with Astro as I’ve been there a few times before to shoot for Brother’s sewing machine promotion on GoShop. Anyway, I was taken to the make up room for touch up before the show. I had butterflies not because I was nervous about going on air. I think I’m ok in front of the camera. I was more nervous thinking of what questions the hosts would ask and if I draw a blank not being able to answer their questions. Anyway, I was starstruck when Kak Ogy came into the make up room for touch up too. Azura in person! I grew up watching her in movies and now we’re in the same room together! I didn’t waste the golden opportunity to get a selfie with her. 

I am blessed because my crafter buddies took pictures of me on tv and shared them on social media. Otherwise, I won’t have any pictures of myself. Here’s one taken by f.a.r_blankets. Thank you dear

All in all, the show went on smoothly. The other 3 panelists were Salikin Sidek, a fashion designer, Puan Shalini from Paulini; and Kumar from an online shop who promotes Indian costume jewellery. I had a lot of fun.

And who can resist another group shot with Kak Ogy? This picture is courtesy of Tuan Salikin Sidek. Thank you sir for letting me share the picture.

Chalked up one tv appearance for 2018. Not too bad if I may say so myself. Thank you Mas for the nudge and the confidence you have in me. I needed it.

Monday, February 26, 2018

MadebyRoziRahman Estore is up!

OK. I’m behind again in my blogging by a whole freaking year. I don’t know if I will ever get the chance to do a whole year round up. A lot of things have happened in 2017 which leads to a more exciting thing for 2018. One of which, the birth of my estore:

I’ve linked my blog to the estore and you might have landed here if you clicked on the blog link on the website.

I have a few more things to do like securing the payment gateway for the estore but more or less it’s already up and I think I’ll do the official launching in March where I have some more time to add on more products in the catalogue. 

I hope by linking the blog to my website, I get to blog more actively. I don’t know. I think I need to sit down and do some research on social media planning. I’ve been doing things on the spur of the moment.  I don’t even know if people bother to read my blog. It was initially started for my personal rambling and sharing of my craft activities. But I guess who else can blow your horn better then your personal self right?

So, this post is just to announce the soft launch of my estore. I am so proud of it as I built it from the ground up. With help from some more tech savvy craft buddies namely Akmal from DZfabrics and Azzah from SewFabby. Do feel free to take a browse and let me know if there’s anything I can improve on.

Till next post, which I hope is not too far apart. 

Keep on crafting!


Saturday, March 25, 2017

Tutorial: Cameo3 Dust Cover

I finally managed to check Cameo3 dust cover off my to do list. I made mine from unbleached cotton drill and cut out some scrap HTV to decorate. It’s quite simple to make and here’s the tutorial if you want to make one for your Cameo.

You need:
3/4 yard or 3/4 meter of fabric
sewing machine
serger (optional)


From the fabric, cut one piece measuring 23.5” by 18.25”

Then cut 2 side panels. The template can be downloaded here. If you want to cut out the template, the studio3 file is here.Print in actual size. Use the 1” square for sizing gauge.

Line the short edge (front) of the side panel to the short edge of the main panel as shown in the picture below.

Mark 0.5” from the edge.

It should look like this:

Fold the side panel fabric where the marking is and snip the material. Be careful you don’t want to snip more than necessary. This snip will make pivoting the material easier later.

Once you’ve snipped it, it would look like this:

With 0.5 seam allowance, start stitching from the bottom until u reach the mark. Stop with the needle in the down position.

 Pivot the top material (side panel) so that the edge is lined parallel to the foot. At the same time, pivot the bottom material (main panel) so it’s in line with the top material.

The top part of the side panel is curved, so line both material and stitch them together; adjusting the back material to the curve. Continue until you reach the other 0.5” mark from the edge. Stop with the needle in down position and do the pivoting again.

 Continue down the side panel until you reach the edge and reverse stitch.

This is how it would look like. Repeat with the other side panel. IMPORTANT: make sure you check and double check that the side panels both face the same direction

I serged the seam:

I serged the bottom of the dust cover too:

On the wrong side, I fold in the edge 0.5” and pin it all around.

and stitch around the bottom of the dust cover. That’s it. Press and you have yourself a brand new dust cover.

 I made mine with unbleached cotton drill. You can dye the cover any colour you want or embellish it with applique or HTV like I did mine.

I even made the packaging for my dust covers with the sketch and cut function.

I hope the instructions are clear and easy to follow. Just drop me a line if you need any clarification. If you don’t sew, I can sew them for you. The introductory price is RM20. Please bear in mind that this pattern fits Cameo3. From what I heard Cameo3 is slightly bigger than its predecessors.

Next: Tutorial for Portrait Dust Cover